Call reports 2015
INTER-STATE FEDERAL SAVINGS AND LOAN ASSOCIATION OF KANSAS CITY — 2015
What INTER-STATE FEDERAL SAVINGS AND LOAN ASSOCIATION OF KANSAS CITY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 228,126,000 | 220,114,000 | 216,678,000 | 209,412,000 |
| Total loans | 42,309,000 | 42,310,000 | 41,454,000 | 41,109,000 |
| Allowance for loan losses | 264,000 | 264,000 | 264,000 | 264,000 |
| Securities available for sale | 172,328,000 | 160,697,000 | 134,133,000 | 132,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,250,000 | 125,995,000 | 123,247,000 | 122,600,000 |
| Interest-bearing deposits | 127,615,000 | 125,075,000 | 122,238,000 | 122,414,000 |
| Noninterest-bearing deposits | 635,000 | 920,000 | 1,009,000 | 186,000 |
| Equity capital | 54,610,000 | 53,839,000 | 54,437,000 | 54,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,302,000 | 2,551,000 | 3,718,000 | 4,672,000 |
| Interest expense | 201,000 | 409,000 | 614,000 | 815,000 |
| Net interest income | 1,101,000 | 2,142,000 | 3,104,000 | 3,857,000 |
| Noninterest income | -20,000 | -12,000 | -4,000 | 4,000 |
| Noninterest expense | 746,000 | 1,492,000 | 2,321,000 | 3,163,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 473,000 | 927,000 | 1,924,000 | 1,843,000 |
| Income tax | 175,000 | 343,000 | 744,000 | 682,000 |
| Net income | 298,000 | 584,000 | 1,180,000 | 1,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,432,000 | 53,718,000 | 54,314,000 | 54,295,000 |
| Total capital | 53,696,000 | 53,982,000 | 54,578,000 | 54,559,000 |
| Risk-weighted assets | 53,526,000 | 52,532,000 | 49,270,000 | 47,339,000 |