Call reports 2013
INTER-STATE FEDERAL SAVINGS AND LOAN ASSOCIATION OF KANSAS CITY — 2013
What INTER-STATE FEDERAL SAVINGS AND LOAN ASSOCIATION OF KANSAS CITY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 235,851,000 | 245,275,000 | 241,782,000 | 237,280,000 |
| Total loans | 46,895,000 | 46,331,000 | 46,164,000 | 44,993,000 |
| Allowance for loan losses | 204,000 | 218,000 | 288,000 | 274,000 |
| Securities available for sale | 177,117,000 | 186,471,000 | 184,154,000 | 181,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,845,000 | 144,041,000 | 142,435,000 | 139,372,000 |
| Interest-bearing deposits | 146,270,000 | 143,306,000 | 141,339,000 | 139,066,000 |
| Noninterest-bearing deposits | 575,000 | 735,000 | 1,096,000 | 306,000 |
| Equity capital | 53,832,000 | 51,843,000 | 50,963,000 | 50,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 964,000 | 2,006,000 | 3,119,000 | 4,217,000 |
| Interest expense | 231,000 | 444,000 | 678,000 | 908,000 |
| Net interest income | 733,000 | 1,562,000 | 2,441,000 | 3,309,000 |
| Noninterest income | 7,000 | 15,000 | 24,000 | -8,000 |
| Noninterest expense | 804,000 | 1,613,000 | 2,407,000 | 3,235,000 |
| Provision for loan losses | 24,000 | 38,000 | 108,000 | 70,000 |
| Pretax income | 106,000 | 168,000 | 218,000 | 372,000 |
| Income tax | 39,000 | 62,000 | 81,000 | 138,000 |
| Net income | 67,000 | 106,000 | 137,000 | 360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,676,000 | 51,715,000 | 51,746,000 | 51,969,000 |
| Total capital | 51,880,000 | 51,933,000 | 52,034,000 | 52,243,000 |
| Risk-weighted assets | 33,761,000 | 37,794,000 | 40,717,000 | 44,724,000 |