Call reports 2012
INTER-STATE FEDERAL SAVINGS AND LOAN ASSOCIATION OF KANSAS CITY — 2012
What INTER-STATE FEDERAL SAVINGS AND LOAN ASSOCIATION OF KANSAS CITY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 246,053,000 | 242,921,000 | 249,121,000 | 241,849,000 |
| Total loans | 50,438,000 | 49,803,000 | 49,127,000 | 48,154,000 |
| Allowance for loan losses | 60,000 | 60,000 | 200,000 | 200,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 181,017,000 | 178,960,000 | 184,240,000 | 180,312,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,413,000 | 155,350,000 | 153,231,000 | 148,496,000 |
| Interest-bearing deposits | 155,823,000 | 154,574,000 | 152,064,000 | 148,251,000 |
| Noninterest-bearing deposits | 590,000 | 776,000 | 1,167,000 | 245,000 |
| Equity capital | 51,530,000 | 51,503,000 | 51,521,000 | 51,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,266,000 | 2,447,000 | 3,598,000 | 4,770,000 |
| Interest expense | 346,000 | 656,000 | 944,000 | 1,194,000 |
| Net interest income | 920,000 | 1,791,000 | 2,654,000 | 3,576,000 |
| Noninterest income | 4,000 | 9,000 | -18,000 | -33,000 |
| Noninterest expense | 920,000 | 1,840,000 | 2,723,000 | 3,537,000 |
| Provision for loan losses | 0 | 0 | 140,000 | 169,000 |
| Pretax income | 4,000 | -40,000 | 65,000 | 129,000 |
| Income tax | 2,000 | -15,000 | 72,000 | 48,000 |
| Net income | 2,000 | -25,000 | -7,000 | 81,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,530,000 | 51,503,000 | 51,521,000 | 51,609,000 |
| Total capital | 51,590,000 | 51,563,000 | 51,721,000 | 51,809,000 |
| Risk-weighted assets | 28,886,000 | 28,436,000 | 32,893,000 | 32,509,000 |