Call reports 2025
COMMUNITY FIRST BANK — 2025
What COMMUNITY FIRST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Total assets | 615,019,000 | 672,009,000 |
| Total loans | 372,628,000 | 358,184,000 |
| Allowance for loan losses | 3,860,000 | 3,774,000 |
| Securities available for sale | 131,213,000 | 122,137,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 565,956,000 | 622,347,000 |
| Interest-bearing deposits | 414,475,000 | 455,818,000 |
| Noninterest-bearing deposits | 151,481,000 | 166,529,000 |
| Equity capital | 47,868,000 | 47,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Interest income | 6,828,000 | 14,033,000 |
| Interest expense | 2,128,000 | 4,491,000 |
| Net interest income | 4,700,000 | 9,542,000 |
| Noninterest income | 3,248,000 | 6,677,000 |
| Noninterest expense | 5,622,000 | 12,174,000 |
| Provision for loan losses | 0 | 22,000 |
| Pretax income | 2,326,000 | 4,023,000 |
| Income tax | 0 | 0 |
| Net income | 2,326,000 | 4,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Tier 1 capital | 60,013,000 | 59,733,000 |
| Total capital | 63,999,000 | 63,633,000 |
| Risk-weighted assets | 392,575,000 | 381,265,000 |