Call reports 2024
COMMUNITY FIRST BANK — 2024
What COMMUNITY FIRST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 591,543,000 | 632,255,000 | 652,761,000 | 613,469,000 |
| Total loans | 349,779,000 | 364,617,000 | 363,897,000 | 368,860,000 |
| Allowance for loan losses | 3,689,000 | 3,837,000 | 4,019,000 | 3,908,000 |
| Securities available for sale | 144,474,000 | 141,214,000 | 140,816,000 | 131,072,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,335,000 | 588,351,000 | 603,451,000 | 566,698,000 |
| Interest-bearing deposits | 388,223,000 | 426,509,000 | 414,655,000 | 403,378,000 |
| Noninterest-bearing deposits | 161,112,000 | 161,842,000 | 188,796,000 | 163,320,000 |
| Equity capital | 40,051,000 | 41,847,000 | 47,045,000 | 44,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,220,000 | 13,059,000 | 20,263,000 | 27,659,000 |
| Interest expense | 2,039,000 | 4,468,000 | 7,030,000 | 9,346,000 |
| Net interest income | 4,181,000 | 8,591,000 | 13,233,000 | 18,313,000 |
| Noninterest income | 3,105,000 | 6,696,000 | 9,910,000 | 13,055,000 |
| Noninterest expense | 5,950,000 | 12,251,000 | 18,249,000 | 24,151,000 |
| Provision for loan losses | 0 | 275,000 | 650,000 | 650,000 |
| Pretax income | 1,336,000 | 2,533,000 | 4,016,000 | 6,339,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,336,000 | 2,533,000 | 4,016,000 | 6,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,507,000 | 57,785,000 | 58,437,000 | 59,699,000 |
| Total capital | 61,322,000 | 61,748,000 | 62,582,000 | 63,733,000 |
| Risk-weighted assets | 397,186,000 | 397,261,000 | 392,450,000 | 388,605,000 |