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Call reports 2023

COMMUNITY FIRST BANK — 2023

What COMMUNITY FIRST BANK reported to the FFIEC in 2023, quarter by quarter.

PERIOD: 2023SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/0060209c-3984-4173-9dff-c5395031a773/2023

Balance sheet

What the bank holds and owes at quarter end

Measure2023Q12023Q22023Q32023Q4
Total assets602,258,000587,157,000581,594,000604,917,000
Total loans323,950,000330,206,000344,757,000340,884,000
Allowance for loan losses3,251,0002,905,0003,728,0003,885,000
Securities available for sale177,249,000174,681,000170,844,000171,635,000
Securities held to maturity0000
Trading assets0000
Total deposits562,295,000546,994,000544,355,000562,915,000
Interest-bearing deposits373,126,000360,144,000368,251,000380,723,000
Noninterest-bearing deposits189,169,000186,850,000176,104,000182,192,000
Equity capital37,775,00037,745,00034,666,00039,252,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2023Q12023Q22023Q32023Q4
Interest income5,459,00011,132,00017,096,00023,293,000
Interest expense868,0002,099,0003,540,0005,311,000
Net interest income4,591,0009,033,00013,556,00017,982,000
Noninterest income2,833,0006,223,0009,547,00012,680,000
Noninterest expense5,743,00012,045,00018,062,00024,409,000
Provision for loan losses001,000,0001,420,000
Pretax income1,535,0003,065,0003,895,0004,687,000
Income tax0000
Net income1,535,0003,065,0003,895,0004,687,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2023Q12023Q22023Q32023Q4
Tier 1 capital56,912,00057,417,00056,993,00056,976,000
Total capital60,289,00060,448,00060,847,00060,987,000
Risk-weighted assets373,314,000372,507,000388,060,000386,996,000

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