Call reports 2022
COMMUNITY FIRST BANK — 2022
What COMMUNITY FIRST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 650,906,000 | 586,061,000 | 585,281,000 | 609,770,000 |
| Total loans | 299,548,000 | 315,227,000 | 312,784,000 | 313,257,000 |
| Allowance for loan losses | 3,480,000 | 3,429,000 | 3,246,000 | 3,729,000 |
| Securities available for sale | 219,354,000 | 209,316,000 | 204,882,000 | 199,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 9,473,000 | 1,162,000 | 0 | 0 |
| Total deposits | 603,086,000 | 549,012,000 | 548,836,000 | 572,726,000 |
| Interest-bearing deposits | 374,875,000 | 338,889,000 | 338,816,000 | 363,639,000 |
| Noninterest-bearing deposits | 228,211,000 | 210,123,000 | 210,020,000 | 209,087,000 |
| Equity capital | 46,920,000 | 36,212,000 | 35,523,000 | 35,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,260,000 | 8,808,000 | 13,531,000 | 18,760,000 |
| Interest expense | 90,000 | 194,000 | 449,000 | 947,000 |
| Net interest income | 4,170,000 | 8,614,000 | 13,082,000 | 17,813,000 |
| Noninterest income | 2,415,000 | 4,868,000 | 7,858,000 | 10,922,000 |
| Noninterest expense | 5,194,000 | 10,535,000 | 15,739,000 | 21,270,000 |
| Provision for loan losses | 0 | 0 | 0 | 665,000 |
| Pretax income | 1,391,000 | 2,947,000 | 5,201,000 | 6,793,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,391,000 | 2,947,000 | 5,201,000 | 6,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,385,000 | 54,756,000 | 56,303,000 | 56,674,000 |
| Total capital | 56,915,000 | 58,235,000 | 59,599,000 | 60,453,000 |
| Risk-weighted assets | 366,021,000 | 372,890,000 | 373,613,000 | 367,892,000 |