Call reports 2020
COMMUNITY FIRST BANK — 2020
What COMMUNITY FIRST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 367,956,000 | 446,702,000 | 475,434,000 | 503,141,000 |
| Total loans | 210,636,000 | 297,399,000 | 298,230,000 | 299,021,000 |
| Allowance for loan losses | 2,218,000 | 2,341,000 | 2,499,000 | 2,500,000 |
| Securities available for sale | 113,369,000 | 104,517,000 | 145,148,000 | 143,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,726,000 | 404,560,000 | 431,614,000 | 457,912,000 |
| Interest-bearing deposits | 192,310,000 | 220,377,000 | 244,344,000 | 261,323,000 |
| Noninterest-bearing deposits | 136,416,000 | 184,183,000 | 187,270,000 | 196,589,000 |
| Equity capital | 38,857,000 | 41,691,000 | 43,158,000 | 44,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,105,000 | 6,709,000 | 10,316,000 | 14,805,000 |
| Interest expense | 149,000 | 256,000 | 358,000 | 459,000 |
| Net interest income | 2,956,000 | 6,453,000 | 9,958,000 | 14,346,000 |
| Noninterest income | 1,853,000 | 3,834,000 | 6,186,000 | 8,871,000 |
| Noninterest expense | 3,752,000 | 7,801,000 | 12,170,000 | 21,468,000 |
| Provision for loan losses | 75,000 | 195,000 | 345,000 | 345,000 |
| Pretax income | 1,118,000 | 2,427,000 | 3,765,000 | 1,540,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,118,000 | 2,427,000 | 3,765,000 | 1,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,504,000 | 35,829,000 | 36,909,000 | 38,118,000 |
| Total capital | 36,772,000 | 38,220,000 | 39,458,000 | 40,668,000 |
| Risk-weighted assets | 257,179,000 | 242,352,000 | 244,230,000 | 264,337,000 |