Call reports 2018
COMMUNITY FIRST BANK — 2018
What COMMUNITY FIRST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 305,514,000 | 292,397,000 | 303,473,000 | 324,139,000 |
| Total loans | 174,663,000 | 179,727,000 | 188,197,000 | 193,265,000 |
| Allowance for loan losses | 1,798,000 | 1,842,000 | 1,893,000 | 1,933,000 |
| Securities available for sale | 77,851,000 | 79,451,000 | 75,999,000 | 71,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,298,000 | 252,606,000 | 270,893,000 | 290,758,000 |
| Interest-bearing deposits | 159,781,000 | 150,477,000 | 155,751,000 | 166,201,000 |
| Noninterest-bearing deposits | 114,517,000 | 102,129,000 | 115,142,000 | 124,557,000 |
| Equity capital | 30,986,000 | 31,529,000 | 32,276,000 | 33,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,516,000 | 5,111,000 | 7,854,000 | 10,803,000 |
| Interest expense | 92,000 | 203,000 | 337,000 | 478,000 |
| Net interest income | 2,424,000 | 4,908,000 | 7,517,000 | 10,325,000 |
| Noninterest income | 1,201,000 | 2,766,000 | 4,383,000 | 5,893,000 |
| Noninterest expense | 2,690,000 | 5,817,000 | 9,014,000 | 12,506,000 |
| Provision for loan losses | 51,000 | 101,000 | 152,000 | 203,000 |
| Pretax income | 884,000 | 1,756,000 | 2,753,000 | 3,528,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 884,000 | 1,756,000 | 2,753,000 | 3,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,258,000 | 29,864,000 | 30,860,000 | 31,211,000 |
| Total capital | 31,106,000 | 31,756,000 | 32,803,000 | 33,194,000 |
| Risk-weighted assets | 199,577,000 | 207,025,000 | 215,546,000 | 218,861,000 |