Call reports 2016
COMMUNITY FIRST BANK — 2016
What COMMUNITY FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 278,757,000 | 273,037,000 | 282,113,000 | 289,855,000 |
| Total loans | 147,775,000 | 156,204,000 | 160,601,000 | 156,277,000 |
| Allowance for loan losses | 1,690,000 | 1,686,000 | 1,687,000 | 1,687,000 |
| Securities available for sale | 65,721,000 | 64,083,000 | 62,848,000 | 73,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,341,000 | 243,876,000 | 252,322,000 | 260,662,000 |
| Interest-bearing deposits | 148,202,000 | 144,811,000 | 147,638,000 | 155,769,000 |
| Noninterest-bearing deposits | 102,139,000 | 99,065,000 | 104,684,000 | 104,893,000 |
| Equity capital | 27,715,000 | 28,404,000 | 28,912,000 | 28,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,155,000 | 4,365,000 | 6,624,000 | 8,858,000 |
| Interest expense | 92,000 | 190,000 | 286,000 | 381,000 |
| Net interest income | 2,063,000 | 4,175,000 | 6,338,000 | 8,477,000 |
| Noninterest income | 908,000 | 1,949,000 | 3,005,000 | 4,009,000 |
| Noninterest expense | 2,072,000 | 4,366,000 | 6,648,000 | 9,030,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 899,000 | 1,758,000 | 2,695,000 | 3,456,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 899,000 | 1,758,000 | 2,695,000 | 3,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,418,000 | 24,910,000 | 25,485,000 | 25,883,000 |
| Total capital | 26,158,000 | 26,646,000 | 27,222,000 | 27,620,000 |
| Risk-weighted assets | 167,400,000 | 176,072,000 | 181,021,000 | 177,491,000 |