Call reports 2015
COMMUNITY FIRST BANK — 2015
What COMMUNITY FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 270,875,000 | 259,772,000 | 266,827,000 | 269,157,000 |
| Total loans | 142,990,000 | 145,420,000 | 145,710,000 | 146,728,000 |
| Allowance for loan losses | 1,681,000 | 1,692,000 | 1,688,000 | 1,689,000 |
| Securities available for sale | 66,658,000 | 67,293,000 | 68,438,000 | 69,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,912,000 | 235,427,000 | 241,754,000 | 244,158,000 |
| Interest-bearing deposits | 146,793,000 | 137,912,000 | 137,048,000 | 137,704,000 |
| Noninterest-bearing deposits | 100,119,000 | 97,515,000 | 104,706,000 | 106,454,000 |
| Equity capital | 23,236,000 | 23,613,000 | 24,318,000 | 24,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,020,000 | 4,088,000 | 6,237,000 | 8,374,000 |
| Interest expense | 107,000 | 206,000 | 303,000 | 396,000 |
| Net interest income | 1,913,000 | 3,882,000 | 5,934,000 | 7,978,000 |
| Noninterest income | 252,000 | 506,000 | 786,000 | 1,078,000 |
| Noninterest expense | 1,407,000 | 2,898,000 | 4,431,000 | 6,198,000 |
| Provision for loan losses | 45,000 | 45,000 | 45,000 | 45,000 |
| Pretax income | 713,000 | 1,445,000 | 2,244,000 | 2,813,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 713,000 | 1,445,000 | 2,244,000 | 2,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,509,000 | 23,088,000 | 23,561,000 | 23,818,000 |
| Total capital | 24,240,000 | 24,830,000 | 25,299,000 | 25,557,000 |
| Risk-weighted assets | 155,972,000 | 156,120,000 | 155,617,000 | 156,809,000 |