Call reports 2013
COMMUNITY FIRST BANK — 2013
What COMMUNITY FIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 230,422,000 | 228,714,000 | 239,297,000 | 243,346,000 |
| Total loans | 132,568,000 | 133,807,000 | 131,007,000 | 128,042,000 |
| Allowance for loan losses | 1,605,000 | 1,605,000 | 1,610,000 | 1,615,000 |
| Securities available for sale | 34,423,000 | 33,096,000 | 43,802,000 | 58,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,742,000 | 207,380,000 | 217,526,000 | 221,103,000 |
| Interest-bearing deposits | 125,223,000 | 124,504,000 | 131,568,000 | 134,362,000 |
| Noninterest-bearing deposits | 83,519,000 | 82,876,000 | 85,958,000 | 86,741,000 |
| Equity capital | 20,910,000 | 20,515,000 | 20,981,000 | 21,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,944,000 | 3,909,000 | 5,951,000 | 7,939,000 |
| Interest expense | 112,000 | 205,000 | 299,000 | 395,000 |
| Net interest income | 1,832,000 | 3,704,000 | 5,652,000 | 7,544,000 |
| Noninterest income | 341,000 | 625,000 | 932,000 | 1,248,000 |
| Noninterest expense | 1,477,000 | 2,902,000 | 4,322,000 | 5,805,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 636,000 | 1,374,000 | 2,209,000 | 2,934,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 636,000 | 1,374,000 | 2,209,000 | 2,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,938,000 | 20,176,000 | 20,512,000 | 20,780,000 |
| Total capital | 21,593,000 | 21,831,000 | 22,172,000 | 22,445,000 |
| Risk-weighted assets | 141,538,000 | 143,362,000 | 141,616,000 | 142,355,000 |