Call reports 2012
COMMUNITY FIRST BANK — 2012
What COMMUNITY FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 214,040,000 | 213,443,000 | 224,131,000 | 226,446,000 |
| Total loans | 120,494,000 | 126,868,000 | 129,071,000 | 130,791,000 |
| Allowance for loan losses | 1,669,000 | 1,678,000 | 1,678,000 | 1,508,000 |
| Securities available for sale | 20,662,000 | 32,122,000 | 31,141,000 | 32,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,555,000 | 192,517,000 | 202,850,000 | 204,752,000 |
| Interest-bearing deposits | 125,227,000 | 114,901,000 | 121,481,000 | 123,545,000 |
| Noninterest-bearing deposits | 68,328,000 | 77,616,000 | 81,369,000 | 81,207,000 |
| Equity capital | 19,523,000 | 20,103,000 | 20,434,000 | 20,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,002,000 | 4,049,000 | 6,098,000 | 8,153,000 |
| Interest expense | 170,000 | 312,000 | 441,000 | 565,000 |
| Net interest income | 1,832,000 | 3,737,000 | 5,657,000 | 7,588,000 |
| Noninterest income | 293,000 | 631,000 | 990,000 | 1,359,000 |
| Noninterest expense | 1,375,000 | 2,755,000 | 4,182,000 | 5,620,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 750,000 | 1,613,000 | 2,465,000 | 3,327,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 750,000 | 1,613,000 | 2,465,000 | 3,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,905,000 | 19,323,000 | 19,452,000 | 19,800,000 |
| Total capital | 20,473,000 | 20,995,000 | 21,132,000 | 21,358,000 |
| Risk-weighted assets | 125,321,000 | 133,699,000 | 136,016,000 | 138,155,000 |