Call reports 2011
BANK OF THE LAKES, NA — 2011
What BANK OF THE LAKES, NA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 184,430,000 | 191,117,000 | 192,379,000 | 195,583,000 |
| Total loans | 130,635,000 | 134,549,000 | 139,793,000 | 145,152,000 |
| Allowance for loan losses | 2,477,000 | 2,478,000 | 2,339,000 | 2,457,000 |
| Securities available for sale | 13,903,000 | 14,205,000 | 10,095,000 | 9,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,891,000 | 171,494,000 | 172,237,000 | 175,510,000 |
| Interest-bearing deposits | 144,607,000 | 149,487,000 | 148,704,000 | 150,240,000 |
| Noninterest-bearing deposits | 20,284,000 | 22,007,000 | 23,533,000 | 25,270,000 |
| Equity capital | 19,140,000 | 19,491,000 | 19,908,000 | 19,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,147,000 | 4,039,000 | 6,180,000 | 8,302,000 |
| Interest expense | 510,000 | 1,023,000 | 1,543,000 | 2,058,000 |
| Net interest income | 1,637,000 | 3,016,000 | 4,637,000 | 6,244,000 |
| Noninterest income | 371,000 | 769,000 | 1,226,000 | 2,001,000 |
| Noninterest expense | 1,480,000 | 3,031,000 | 4,747,000 | 7,004,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 820,000 |
| Pretax income | 348,000 | 394,000 | 725,000 | 570,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 348,000 | 394,000 | 725,000 | 570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,117,000 | 19,163,000 | 19,494,000 | 19,339,000 |
| Total capital | 20,900,000 | 20,947,000 | 21,178,000 | 21,107,000 |
| Risk-weighted assets | 151,139,000 | 157,469,000 | 160,974,000 | 164,561,000 |