Call reports 2009
BANK OF THE LAKES, NA — 2009
What BANK OF THE LAKES, NA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 193,391,000 | 193,151,000 | 189,091,000 | 188,066,000 |
| Total loans | 158,075,000 | 164,389,000 | 162,693,000 | 152,889,000 |
| Allowance for loan losses | 1,751,000 | 2,659,000 | 2,621,000 | 2,548,000 |
| Securities available for sale | 14,037,000 | 10,366,000 | 8,331,000 | 7,748,000 |
| Securities held to maturity | 3,929,000 | 3,428,000 | 2,315,000 | 1,616,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,653,000 | 175,610,000 | 172,375,000 | 169,271,000 |
| Interest-bearing deposits | 154,760,000 | 154,426,000 | 150,490,000 | 148,560,000 |
| Noninterest-bearing deposits | 20,893,000 | 21,184,000 | 21,885,000 | 20,711,000 |
| Equity capital | 17,157,000 | 16,843,000 | 16,065,000 | 18,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,423,000 | 4,840,000 | 7,338,000 | 9,536,000 |
| Interest expense | 997,000 | 1,919,000 | 2,798,000 | 3,593,000 |
| Net interest income | 1,426,000 | 2,921,000 | 4,540,000 | 5,943,000 |
| Noninterest income | 346,000 | 738,000 | 986,000 | 1,398,000 |
| Noninterest expense | 1,403,000 | 2,680,000 | 4,156,000 | 5,676,000 |
| Provision for loan losses | 260,000 | 1,139,000 | 2,965,000 | 3,260,000 |
| Pretax income | 268,000 | 69,000 | -1,334,000 | -1,329,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 268,000 | 69,000 | -1,334,000 | -1,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,159,000 | 17,017,000 | 15,614,000 | 18,320,000 |
| Total capital | 18,910,000 | 19,168,000 | 17,750,000 | 20,359,000 |
| Risk-weighted assets | 168,171,000 | 171,532,000 | 170,468,000 | 163,547,000 |
Machine access — free, no API key
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