Call reports 2008
BANK OF THE LAKES, NA — 2008
What BANK OF THE LAKES, NA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 213,063,000 | 208,488,000 | 205,830,000 | 194,244,000 |
| Total loans | 147,793,000 | 151,954,000 | 155,195,000 | 155,068,000 |
| Allowance for loan losses | 1,040,000 | 1,017,000 | 1,086,000 | 1,749,000 |
| Securities available for sale | 15,989,000 | 13,687,000 | 17,623,000 | 17,819,000 |
| Securities held to maturity | 5,831,000 | 5,399,000 | 5,285,000 | 4,748,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,216,000 | 190,515,000 | 187,630,000 | 176,756,000 |
| Interest-bearing deposits | 175,499,000 | 168,533,000 | 163,131,000 | 156,337,000 |
| Noninterest-bearing deposits | 19,717,000 | 21,982,000 | 24,499,000 | 20,419,000 |
| Equity capital | 17,350,000 | 17,469,000 | 17,411,000 | 16,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,298,000 | 6,269,000 | 9,236,000 | 11,816,000 |
| Interest expense | 1,638,000 | 3,046,000 | 4,407,000 | 5,603,000 |
| Net interest income | 1,660,000 | 3,223,000 | 4,829,000 | 6,213,000 |
| Noninterest income | 318,000 | 651,000 | 974,000 | 1,286,000 |
| Noninterest expense | 1,303,000 | 2,647,000 | 3,932,000 | 5,303,000 |
| Provision for loan losses | 45,000 | 90,000 | 190,000 | 1,207,000 |
| Pretax income | 630,000 | 1,163,000 | 1,707,000 | 1,015,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 630,000 | 1,163,000 | 1,707,000 | 1,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,047,000 | 17,385,000 | 17,631,000 | 16,949,000 |
| Total capital | 18,087,000 | 18,402,000 | 18,717,000 | 18,698,000 |
| Risk-weighted assets | 161,494,000 | 166,339,000 | 168,484,000 | 164,926,000 |
Machine access — free, no API key
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