Call reports 2006
BANK OF THE LAKES, NA — 2006
What BANK OF THE LAKES, NA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 167,258,000 | 174,075,000 | 177,119,000 | 189,323,000 |
| Total loans | 126,553,000 | 138,565,000 | 139,293,000 | 138,962,000 |
| Allowance for loan losses | 852,000 | 902,000 | 954,000 | 883,000 |
| Securities available for sale | 0 | 0 | 0 | 17,150,000 |
| Securities held to maturity | 550,000 | 550,000 | 4,200,000 | 7,239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,422,000 | 159,815,000 | 162,180,000 | 174,197,000 |
| Interest-bearing deposits | 130,964,000 | 138,394,000 | 141,451,000 | 149,734,000 |
| Noninterest-bearing deposits | 22,458,000 | 21,421,000 | 20,729,000 | 24,463,000 |
| Equity capital | 13,360,000 | 13,965,000 | 14,535,000 | 14,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,833,000 | 6,029,000 | 9,355,000 | 12,968,000 |
| Interest expense | 1,159,000 | 2,488,000 | 3,975,000 | 5,576,000 |
| Net interest income | 1,674,000 | 3,541,000 | 5,380,000 | 7,392,000 |
| Noninterest income | 252,000 | 557,000 | 904,000 | 1,231,000 |
| Noninterest expense | 1,238,000 | 2,357,000 | 3,549,000 | 4,737,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 165,000 |
| Pretax income | 643,000 | 1,651,000 | 2,600,000 | 3,721,000 |
| Income tax | 257,000 | 660,000 | 1,039,000 | 1,332,000 |
| Net income | 386,000 | 991,000 | 1,561,000 | 2,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,055,000 | 13,660,000 | 14,230,000 | 14,587,000 |
| Total capital | 13,907,000 | 14,562,000 | 15,184,000 | 15,470,000 |
| Risk-weighted assets | 133,002,000 | 145,981,000 | 147,322,000 | 149,864,000 |
Machine access — free, no API key
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