Call reports 2003
BANK OF THE LAKES, NA — 2003
What BANK OF THE LAKES, NA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 119,714,000 | 122,830,000 | 118,057,000 | 121,508,000 |
| Total loans | 97,685,000 | 102,579,000 | 104,780,000 | 107,563,000 |
| Allowance for loan losses | 585,000 | 619,000 | 629,000 | 487,000 |
| Securities available for sale | 926,000 | 420,000 | 420,000 | 420,000 |
| Securities held to maturity | 3,554,000 | 2,556,000 | 2,035,000 | 2,034,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,723,000 | 112,537,000 | 105,086,000 | 110,903,000 |
| Interest-bearing deposits | 94,415,000 | 94,891,000 | 89,769,000 | 94,065,000 |
| Noninterest-bearing deposits | 15,308,000 | 17,646,000 | 15,317,000 | 16,838,000 |
| Equity capital | 9,749,000 | 10,060,000 | 10,359,000 | 10,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,678,000 | 3,355,000 | 5,021,000 | 6,682,000 |
| Interest expense | 525,000 | 1,032,000 | 1,511,000 | 1,978,000 |
| Net interest income | 1,153,000 | 2,323,000 | 3,510,000 | 4,704,000 |
| Noninterest income | 258,000 | 546,000 | 829,000 | 1,091,000 |
| Noninterest expense | 902,000 | 1,819,000 | 2,731,000 | 3,729,000 |
| Provision for loan losses | 67,000 | 135,000 | 203,000 | 335,000 |
| Pretax income | 442,000 | 915,000 | 1,405,000 | 1,731,000 |
| Income tax | 172,000 | 357,000 | 548,000 | 583,000 |
| Net income | 270,000 | 558,000 | 857,000 | 1,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,440,000 | 9,755,000 | 10,054,000 | 10,119,000 |
| Total capital | 10,025,000 | 10,374,000 | 10,683,000 | 10,606,000 |
| Risk-weighted assets | 96,417,000 | 99,907,000 | 100,759,000 | 102,194,000 |
Machine access — free, no API key
Every figure shown here about BANK OF THE LAKES, NA — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.