Call reports 2024
TOUCHSTONE BANK — 2024
What TOUCHSTONE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Total assets | 672,378,000 | 662,197,000 | 660,780,000 |
| Total loans | 506,028,000 | 500,571,000 | 492,355,000 |
| Allowance for loan losses | 4,981,000 | 5,089,000 | 4,991,000 |
| Securities available for sale | 71,923,000 | 70,691,000 | 62,950,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 563,278,000 | 552,529,000 | 559,064,000 |
| Interest-bearing deposits | 418,829,000 | 411,480,000 | 414,010,000 |
| Noninterest-bearing deposits | 144,449,000 | 141,049,000 | 145,054,000 |
| Equity capital | 56,409,000 | 56,996,000 | 59,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Interest income | 7,873,000 | 15,921,000 | 23,962,000 |
| Interest expense | 2,530,000 | 5,175,000 | 7,801,000 |
| Net interest income | 5,343,000 | 10,746,000 | 16,161,000 |
| Noninterest income | 814,000 | 1,685,000 | 2,365,000 |
| Noninterest expense | 5,416,000 | 10,557,000 | 16,583,000 |
| Provision for loan losses | 0 | 105,000 | -4,000 |
| Pretax income | 741,000 | 1,688,000 | 735,000 |
| Income tax | 197,000 | 425,000 | 293,000 |
| Net income | 544,000 | 1,263,000 | 442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Tier 1 capital | 66,065,000 | 66,825,000 | 66,044,000 |