Call reports 2023
TOUCHSTONE BANK — 2023
What TOUCHSTONE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 644,332,000 | 644,003,000 | 660,227,000 | 657,800,000 |
| Total loans | 496,820,000 | 505,661,000 | 512,479,000 | 508,810,000 |
| Allowance for loan losses | 4,910,000 | 4,973,000 | 4,999,000 | 4,979,000 |
| Securities available for sale | 75,598,000 | 72,201,000 | 69,470,000 | 73,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 556,861,000 | 537,244,000 | 556,698,000 | 548,904,000 |
| Interest-bearing deposits | 407,060,000 | 391,350,000 | 406,658,000 | 404,986,000 |
| Noninterest-bearing deposits | 149,801,000 | 145,894,000 | 150,040,000 | 143,918,000 |
| Equity capital | 53,646,000 | 52,327,000 | 51,580,000 | 56,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,927,000 | 14,078,000 | 21,540,000 | 29,472,000 |
| Interest expense | 1,242,000 | 3,031,000 | 5,167,000 | 7,612,000 |
| Net interest income | 5,685,000 | 11,047,000 | 16,373,000 | 21,860,000 |
| Noninterest income | 759,000 | 1,711,000 | 2,653,000 | 3,530,000 |
| Noninterest expense | 5,462,000 | 11,021,000 | 16,305,000 | 21,341,000 |
| Provision for loan losses | 0 | 100,000 | 175,000 | 175,000 |
| Pretax income | -27,000 | 628,000 | 1,537,000 | 3,071,000 |
| Income tax | -72,000 | 42,000 | 222,000 | 511,000 |
| Net income | 45,000 | 586,000 | 1,315,000 | 2,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,844,000 | 63,468,000 | 64,274,000 | 65,478,000 |