Call reports 2022
TOUCHSTONE BANK — 2022
What TOUCHSTONE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 594,192,000 | 603,672,000 | 614,610,000 | 621,921,000 |
| Total loans | 426,992,000 | 458,380,000 | 470,294,000 | 487,215,000 |
| Allowance for loan losses | 4,326,000 | 4,825,000 | 4,895,000 | 4,881,000 |
| Securities available for sale | 87,146,000 | 87,870,000 | 75,806,000 | 76,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 537,878,000 | 548,240,000 | 555,737,000 | 536,402,000 |
| Interest-bearing deposits | 347,964,000 | 351,591,000 | 361,229,000 | 389,774,000 |
| Noninterest-bearing deposits | 189,915,000 | 196,649,000 | 194,508,000 | 146,628,000 |
| Equity capital | 52,916,000 | 52,230,000 | 50,066,000 | 51,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,106,000 | 10,743,000 | 16,732,000 | 23,078,000 |
| Interest expense | 318,000 | 628,000 | 961,000 | 1,502,000 |
| Net interest income | 4,788,000 | 10,115,000 | 15,771,000 | 21,576,000 |
| Noninterest income | 868,000 | 1,721,000 | 2,612,000 | 3,672,000 |
| Noninterest expense | 4,309,000 | 8,953,000 | 13,617,000 | 18,734,000 |
| Provision for loan losses | 0 | 500,000 | 605,000 | 605,000 |
| Pretax income | 1,347,000 | 2,383,000 | 4,026,000 | 5,774,000 |
| Income tax | 4,000 | 187,000 | 498,000 | 764,000 |
| Net income | 1,343,000 | 2,196,000 | 3,528,000 | 5,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,819,000 | 59,753,000 | 61,168,000 | 61,737,000 |