Call reports 2021
TOUCHSTONE BANK — 2021
What TOUCHSTONE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 568,760,000 | 563,675,000 | 586,651,000 | 580,910,000 |
| Total loans | 377,172,000 | 383,981,000 | 377,015,000 | 402,855,000 |
| Allowance for loan losses | 4,386,000 | 4,440,000 | 4,445,000 | 4,375,000 |
| Securities available for sale | 86,395,000 | 85,938,000 | 94,313,000 | 95,082,000 |
| Securities held to maturity | 1,500,000 | 500,000 | 500,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 493,348,000 | 502,538,000 | 524,661,000 | 521,016,000 |
| Interest-bearing deposits | 322,723,000 | 333,219,000 | 340,277,000 | 346,311,000 |
| Noninterest-bearing deposits | 170,625,000 | 169,319,000 | 184,384,000 | 174,705,000 |
| Equity capital | 53,594,000 | 55,310,000 | 56,046,000 | 56,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,977,000 | 10,313,000 | 15,838,000 | 21,011,000 |
| Interest expense | 494,000 | 922,000 | 1,304,000 | 1,667,000 |
| Net interest income | 4,483,000 | 9,391,000 | 14,534,000 | 19,344,000 |
| Noninterest income | 817,000 | 1,649,000 | 2,517,000 | 3,644,000 |
| Noninterest expense | 4,023,000 | 8,445,000 | 13,096,000 | 17,033,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,287,000 | 2,806,000 | 4,166,000 | 6,173,000 |
| Income tax | 240,000 | 527,000 | 527,000 | 1,170,000 |
| Net income | 1,047,000 | 2,279,000 | 3,639,000 | 5,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,095,000 | 53,414,000 | 54,858,000 | 55,315,000 |