Call reports 2019
TOUCHSTONE BANK — 2019
What TOUCHSTONE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 439,348,000 | 458,083,000 | 471,623,000 | 468,080,000 |
| Total loans | 342,218,000 | 350,225,000 | 349,727,000 | 350,275,000 |
| Allowance for loan losses | 2,358,000 | 2,328,000 | 2,236,000 | 2,280,000 |
| Securities available for sale | 40,426,000 | 39,106,000 | 48,187,000 | 58,739,000 |
| Securities held to maturity | 1,500,000 | 1,500,000 | 1,500,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,627,000 | 373,877,000 | 386,680,000 | 382,924,000 |
| Interest-bearing deposits | 274,033,000 | 268,177,000 | 281,518,000 | 279,931,000 |
| Noninterest-bearing deposits | 100,594,000 | 105,700,000 | 105,162,000 | 102,993,000 |
| Equity capital | 44,951,000 | 46,193,000 | 47,446,000 | 47,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,901,000 | 10,049,000 | 15,357,000 | 20,552,000 |
| Interest expense | 722,000 | 1,575,000 | 2,494,000 | 3,406,000 |
| Net interest income | 4,179,000 | 8,474,000 | 12,863,000 | 17,146,000 |
| Noninterest income | 648,000 | 1,370,000 | 2,100,000 | 2,882,000 |
| Noninterest expense | 4,112,000 | 8,260,000 | 12,334,000 | 16,042,000 |
| Provision for loan losses | 75,000 | -37,000 | -37,000 | 63,000 |
| Pretax income | 640,000 | 1,696,000 | 2,755,000 | 4,029,000 |
| Income tax | 99,000 | 319,000 | 532,000 | 743,000 |
| Net income | 541,000 | 1,377,000 | 2,223,000 | 3,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,309,000 | 44,287,000 | 45,243,000 | 45,474,000 |
| Total capital | 49,239,000 | 50,178,000 | 51,036,000 | 51,296,000 |
| Risk-weighted assets | 349,800,000 | 363,180,000 | 359,129,000 | 361,734,000 |