Call reports 2018
TOUCHSTONE BANK — 2018
What TOUCHSTONE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 430,534,000 | 427,762,000 | 424,101,000 | 426,280,000 |
| Total loans | 336,672,000 | 328,021,000 | 330,773,000 | 338,016,000 |
| Allowance for loan losses | 1,919,000 | 2,029,000 | 2,225,000 | 2,269,000 |
| Securities available for sale | 30,271,000 | 32,966,000 | 37,019,000 | 36,733,000 |
| Securities held to maturity | 1,500,000 | 1,500,000 | 1,500,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,497,000 | 372,672,000 | 368,614,000 | 370,147,000 |
| Interest-bearing deposits | 279,116,000 | 272,883,000 | 269,407,000 | 270,470,000 |
| Noninterest-bearing deposits | 97,381,000 | 99,789,000 | 99,207,000 | 99,677,000 |
| Equity capital | 43,994,000 | 44,363,000 | 44,689,000 | 44,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,617,000 | 9,243,000 | 13,991,000 | 18,842,000 |
| Interest expense | 516,000 | 1,045,000 | 1,577,000 | 2,151,000 |
| Net interest income | 4,101,000 | 8,198,000 | 12,414,000 | 16,691,000 |
| Noninterest income | 658,000 | 1,395,000 | 2,311,000 | 2,983,000 |
| Noninterest expense | 4,421,000 | 8,563,000 | 12,915,000 | 17,122,000 |
| Provision for loan losses | 300,000 | 400,000 | 700,000 | 1,000,000 |
| Pretax income | 38,000 | 630,000 | 1,110,000 | 1,533,000 |
| Income tax | 8,000 | 142,000 | 166,000 | 286,000 |
| Net income | 30,000 | 488,000 | 944,000 | 1,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,982,000 | 42,546,000 | 43,113,000 | 42,650,000 |
| Total capital | 47,507,000 | 48,180,000 | 48,930,000 | 48,498,000 |
| Risk-weighted assets | 339,557,000 | 329,089,000 | 327,931,000 | 340,718,000 |