Call reports 2017
TOUCHSTONE BANK — 2017
What TOUCHSTONE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 230,916,000 | 227,456,000 | 230,377,000 | 439,045,000 |
| Total loans | 166,031,000 | 168,124,000 | 168,837,000 | 338,560,000 |
| Allowance for loan losses | 1,663,000 | 1,612,000 | 1,628,000 | 1,610,000 |
| Securities available for sale | 24,832,000 | 24,355,000 | 23,676,000 | 31,677,000 |
| Securities held to maturity | 1,500,000 | 1,500,000 | 1,500,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,222,000 | 195,895,000 | 201,162,000 | 382,007,000 |
| Interest-bearing deposits | 149,797,000 | 144,098,000 | 146,970,000 | 288,819,000 |
| Noninterest-bearing deposits | 52,425,000 | 51,797,000 | 54,192,000 | 93,188,000 |
| Equity capital | 26,230,000 | 26,414,000 | 26,617,000 | 44,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,267,000 | 4,627,000 | 7,135,000 | 11,013,000 |
| Interest expense | 188,000 | 380,000 | 582,000 | 953,000 |
| Net interest income | 2,079,000 | 4,247,000 | 6,553,000 | 10,060,000 |
| Noninterest income | 420,000 | 875,000 | 1,361,000 | 3,361,000 |
| Noninterest expense | 1,886,000 | 4,352,000 | 6,637,000 | 11,441,000 |
| Provision for loan losses | 90,000 | 90,000 | 240,000 | 240,000 |
| Pretax income | 523,000 | 680,000 | 1,037,000 | 1,740,000 |
| Income tax | 151,000 | 273,000 | 451,000 | 411,000 |
| Net income | 372,000 | 407,000 | 586,000 | 1,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,276,000 | 26,311,000 | 26,493,000 | 42,145,000 |
| Total capital | 27,939,000 | 27,923,000 | 28,121,000 | 47,370,000 |
| Risk-weighted assets | 182,230,000 | 184,674,000 | 185,259,000 | 339,731,000 |