Call reports 2011
TOUCHSTONE BANK — 2011
What TOUCHSTONE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 197,205,000 | 197,384,000 | 205,130,000 | 205,022,000 |
| Total loans | 137,760,000 | 142,198,000 | 145,750,000 | 149,086,000 |
| Allowance for loan losses | 2,201,000 | 2,311,000 | 2,163,000 | 2,250,000 |
| Securities available for sale | 26,063,000 | 18,731,000 | 20,453,000 | 24,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,250,000 | 173,119,000 | 180,446,000 | 180,427,000 |
| Interest-bearing deposits | 144,822,000 | 145,488,000 | 150,754,000 | 150,152,000 |
| Noninterest-bearing deposits | 28,428,000 | 27,631,000 | 29,692,000 | 30,275,000 |
| Equity capital | 19,945,000 | 20,301,000 | 20,659,000 | 20,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,429,000 | 4,906,000 | 7,463,000 | 10,061,000 |
| Interest expense | 510,000 | 1,011,000 | 1,506,000 | 1,967,000 |
| Net interest income | 1,919,000 | 3,895,000 | 5,957,000 | 8,094,000 |
| Noninterest income | 376,000 | 785,000 | 1,192,000 | 1,627,000 |
| Noninterest expense | 1,749,000 | 3,608,000 | 5,489,000 | 7,207,000 |
| Provision for loan losses | 118,000 | 268,000 | 418,000 | 825,000 |
| Pretax income | 428,000 | 867,000 | 1,432,000 | 1,943,000 |
| Income tax | 114,000 | 222,000 | 389,000 | 547,000 |
| Net income | 314,000 | 645,000 | 1,043,000 | 1,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,886,000 | 20,218,000 | 20,616,000 | 20,417,000 |
| Total capital | 21,601,000 | 21,973,000 | 22,464,000 | 22,288,000 |
| Risk-weighted assets | 147,255,000 | 150,404,000 | 158,051,000 | 159,796,000 |