Call reports 2010
TOUCHSTONE BANK — 2010
What TOUCHSTONE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 184,957,000 | 183,314,000 | 187,725,000 | 192,100,000 |
| Total loans | 123,812,000 | 129,336,000 | 130,371,000 | 135,033,000 |
| Allowance for loan losses | 2,017,000 | 1,851,000 | 1,901,000 | 2,050,000 |
| Securities available for sale | 31,698,000 | 20,625,000 | 23,471,000 | 26,414,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,370,000 | 159,697,000 | 163,643,000 | 168,047,000 |
| Interest-bearing deposits | 135,447,000 | 133,942,000 | 136,274,000 | 140,824,000 |
| Noninterest-bearing deposits | 25,923,000 | 25,755,000 | 27,369,000 | 27,223,000 |
| Equity capital | 19,155,000 | 19,438,000 | 19,846,000 | 19,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,263,000 | 4,606,000 | 7,018,000 | 9,523,000 |
| Interest expense | 663,000 | 1,260,000 | 1,817,000 | 2,350,000 |
| Net interest income | 1,600,000 | 3,346,000 | 5,201,000 | 7,173,000 |
| Noninterest income | 396,000 | 838,000 | 1,304,000 | 1,740,000 |
| Noninterest expense | 1,631,000 | 3,304,000 | 4,990,000 | 6,667,000 |
| Provision for loan losses | 105,000 | 260,000 | 465,000 | 701,000 |
| Pretax income | 650,000 | 1,070,000 | 1,508,000 | 2,065,000 |
| Income tax | 202,000 | 316,000 | 438,000 | 604,000 |
| Net income | 448,000 | 754,000 | 1,070,000 | 1,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,080,000 | 19,385,000 | 19,701,000 | 19,573,000 |
| Total capital | 20,655,000 | 20,990,000 | 21,337,000 | 21,268,000 |
| Risk-weighted assets | 136,054,000 | 138,707,000 | 141,184,000 | 145,815,000 |