Call reports 2025
RIVERHILLS BANK — 2025
What RIVERHILLS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 435,474,000 | 421,636,000 | 426,227,000 | 431,757,000 |
| Total loans | 168,275,000 | 189,030,000 | 201,223,000 | 222,159,000 |
| Allowance for loan losses | 4,466,000 | 4,310,000 | 4,423,000 | 4,867,000 |
| Securities available for sale | 192,788,000 | 192,601,000 | 188,499,000 | 178,067,000 |
| Securities held to maturity | 11,344,000 | 10,602,000 | 7,977,000 | 3,928,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,710,000 | 368,682,000 | 368,636,000 | 376,277,000 |
| Interest-bearing deposits | 269,166,000 | 262,434,000 | 255,839,000 | 259,709,000 |
| Noninterest-bearing deposits | 113,544,000 | 106,248,000 | 112,797,000 | 116,568,000 |
| Equity capital | 50,080,000 | 50,398,000 | 55,119,000 | 53,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,891,000 | 10,263,000 | 15,909,000 | 21,718,000 |
| Interest expense | 1,705,000 | 3,443,000 | 5,104,000 | 6,685,000 |
| Net interest income | 3,186,000 | 6,820,000 | 10,805,000 | 15,033,000 |
| Noninterest income | 373,000 | 766,000 | 1,190,000 | 1,591,000 |
| Noninterest expense | 1,854,000 | 4,085,000 | 6,332,000 | 9,052,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 700,000 |
| Pretax income | 1,585,000 | 3,264,000 | 5,322,000 | 6,861,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,585,000 | 3,264,000 | 5,322,000 | 6,861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,245,000 | 52,895,000 | 54,734,000 | 52,615,000 |