Call reports 2024
RIVERHILLS BANK — 2024
What RIVERHILLS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 410,724,000 | 407,663,000 | 400,845,000 | 409,950,000 |
| Total loans | 148,730,000 | 151,125,000 | 156,372,000 | 155,667,000 |
| Allowance for loan losses | 4,442,000 | 4,456,000 | 4,587,000 | 4,383,000 |
| Securities available for sale | 201,656,000 | 199,906,000 | 200,395,000 | 198,728,000 |
| Securities held to maturity | 14,198,000 | 14,183,000 | 13,519,000 | 11,649,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,859,000 | 358,490,000 | 347,331,000 | 359,858,000 |
| Interest-bearing deposits | 252,976,000 | 246,317,000 | 238,309,000 | 249,284,000 |
| Noninterest-bearing deposits | 109,883,000 | 112,173,000 | 109,022,000 | 110,574,000 |
| Equity capital | 44,736,000 | 46,102,000 | 50,480,000 | 47,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,243,000 | 8,855,000 | 13,482,000 | 18,464,000 |
| Interest expense | 1,578,000 | 3,273,000 | 5,023,000 | 6,792,000 |
| Net interest income | 2,665,000 | 5,582,000 | 8,459,000 | 11,672,000 |
| Noninterest income | 386,000 | 825,000 | 1,367,000 | 2,037,000 |
| Noninterest expense | 1,767,000 | 3,563,000 | 5,329,000 | 7,469,000 |
| Provision for loan losses | 120,000 | 240,000 | 375,000 | 495,000 |
| Pretax income | 1,164,000 | 2,609,000 | 4,127,000 | 5,750,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,164,000 | 2,609,000 | 4,127,000 | 5,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,337,000 | 50,941,000 | 52,004,000 | 50,635,000 |