Call reports 2023
RIVERHILLS BANK — 2023
What RIVERHILLS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 390,500,000 | 393,032,000 | 388,278,000 | 395,098,000 |
| Total loans | 151,691,000 | 153,206,000 | 154,517,000 | 147,566,000 |
| Allowance for loan losses | 4,979,000 | 4,980,000 | 4,951,000 | 4,338,000 |
| Securities available for sale | 173,734,000 | 177,706,000 | 172,453,000 | 187,666,000 |
| Securities held to maturity | 16,502,000 | 16,199,000 | 15,541,000 | 15,373,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,565,000 | 348,636,000 | 346,904,000 | 352,051,000 |
| Interest-bearing deposits | 218,789,000 | 230,294,000 | 229,087,000 | 235,570,000 |
| Noninterest-bearing deposits | 127,776,000 | 118,342,000 | 117,817,000 | 116,481,000 |
| Equity capital | 36,397,000 | 37,040,000 | 38,112,000 | 39,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,255,000 | 6,855,000 | 10,745,000 | 14,817,000 |
| Interest expense | 929,000 | 2,067,000 | 3,360,000 | 4,801,000 |
| Net interest income | 2,326,000 | 4,788,000 | 7,385,000 | 10,016,000 |
| Noninterest income | 530,000 | 1,216,000 | 1,597,000 | 2,077,000 |
| Noninterest expense | 1,735,000 | 3,465,000 | 5,092,000 | 8,410,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,121,000 | 2,539,000 | 3,835,000 | 3,628,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,121,000 | 2,539,000 | 3,835,000 | 3,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,429,000 | 45,622,000 | 46,544,000 | 45,470,000 |