Call reports 2021
RIVERHILLS BANK — 2021
What RIVERHILLS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 395,537,000 | 388,092,000 | 393,613,000 | 395,425,000 |
| Total loans | 180,645,000 | 177,920,000 | 164,610,000 | 154,798,000 |
| Allowance for loan losses | 4,803,000 | 4,837,000 | 4,884,000 | 5,069,000 |
| Securities available for sale | 160,455,000 | 175,449,000 | 176,055,000 | 187,466,000 |
| Securities held to maturity | 6,366,000 | 6,366,000 | 7,041,000 | 9,470,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,665,000 | 325,491,000 | 334,237,000 | 344,980,000 |
| Interest-bearing deposits | 252,858,000 | 240,716,000 | 246,893,000 | 251,548,000 |
| Noninterest-bearing deposits | 80,807,000 | 84,775,000 | 87,344,000 | 93,431,000 |
| Equity capital | 42,140,000 | 43,274,000 | 43,566,000 | 41,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,712,000 | 7,172,000 | 9,989,000 | 12,451,000 |
| Interest expense | 444,000 | 867,000 | 1,241,000 | 1,601,000 |
| Net interest income | 3,268,000 | 6,305,000 | 8,748,000 | 10,850,000 |
| Noninterest income | 336,000 | 683,000 | 1,045,000 | 3,062,000 |
| Noninterest expense | 1,675,000 | 3,303,000 | 5,117,000 | 7,374,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 330,000 |
| Pretax income | 1,884,000 | 3,595,000 | 4,541,000 | 6,197,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,884,000 | 3,595,000 | 4,541,000 | 6,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,287,000 | 39,887,000 | 40,744,000 | 40,150,000 |