Call reports 2020
RIVERHILLS BANK — 2020
What RIVERHILLS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 346,078,000 | 370,387,000 | 369,856,000 | 369,953,000 |
| Total loans | 182,656,000 | 195,038,000 | 189,358,000 | 176,394,000 |
| Allowance for loan losses | 4,478,000 | 4,489,000 | 4,666,000 | 4,886,000 |
| Securities available for sale | 127,416,000 | 141,161,000 | 139,180,000 | 160,538,000 |
| Securities held to maturity | 5,389,000 | 5,389,000 | 5,389,000 | 5,213,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,893,000 | 301,648,000 | 305,956,000 | 307,867,000 |
| Interest-bearing deposits | 230,277,000 | 229,661,000 | 237,360,000 | 230,053,000 |
| Noninterest-bearing deposits | 54,616,000 | 71,987,000 | 68,596,000 | 77,814,000 |
| Equity capital | 37,875,000 | 40,330,000 | 41,756,000 | 41,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,286,000 | 7,307,000 | 10,581,000 | 13,497,000 |
| Interest expense | 763,000 | 1,415,000 | 2,004,000 | 2,502,000 |
| Net interest income | 2,523,000 | 5,892,000 | 8,577,000 | 10,995,000 |
| Noninterest income | 435,000 | 753,000 | 1,117,000 | 1,449,000 |
| Noninterest expense | 1,708,000 | 3,352,000 | 4,876,000 | 6,980,000 |
| Provision for loan losses | 90,000 | 270,000 | 495,000 | 870,000 |
| Pretax income | 1,160,000 | 3,037,000 | 4,337,000 | 4,608,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,160,000 | 3,037,000 | 4,337,000 | 4,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,898,000 | 40,317,000 | 41,744,000 | 37,403,000 |