Call reports 2018
RIVERHILLS BANK — 2018
What RIVERHILLS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 327,672,000 | 317,119,000 | 309,981,000 | 315,992,000 |
| Total loans | 191,866,000 | 197,741,000 | 195,279,000 | 190,390,000 |
| Allowance for loan losses | 4,047,000 | 4,027,000 | 4,091,000 | 4,123,000 |
| Securities available for sale | 88,046,000 | 83,418,000 | 83,501,000 | 90,414,000 |
| Securities held to maturity | 3,000,000 | 3,000,000 | 3,000,000 | 3,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,407,000 | 254,447,000 | 247,049,000 | 254,072,000 |
| Interest-bearing deposits | 206,958,000 | 202,805,000 | 195,507,000 | 198,102,000 |
| Noninterest-bearing deposits | 58,449,000 | 51,642,000 | 51,542,000 | 55,970,000 |
| Equity capital | 30,197,000 | 31,137,000 | 32,234,000 | 31,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,886,000 | 6,028,000 | 9,163,000 | 12,420,000 |
| Interest expense | 511,000 | 1,041,000 | 1,611,000 | 2,238,000 |
| Net interest income | 2,375,000 | 4,987,000 | 7,552,000 | 10,182,000 |
| Noninterest income | 420,000 | 861,000 | 1,523,000 | 1,931,000 |
| Noninterest expense | 1,675,000 | 3,336,000 | 4,904,000 | 6,968,000 |
| Provision for loan losses | 70,000 | 160,000 | 250,000 | 340,000 |
| Pretax income | 1,050,000 | 2,352,000 | 3,921,000 | 4,805,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,050,000 | 2,352,000 | 3,921,000 | 4,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,799,000 | 31,701,000 | 32,871,000 | 32,255,000 |
| Total capital | 33,198,000 | 34,172,000 | 35,315,000 | 34,642,000 |
| Risk-weighted assets | 190,295,000 | 196,089,000 | 193,873,000 | 189,213,000 |