Call reports 2017
RIVERHILLS BANK — 2017
What RIVERHILLS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 336,639,000 | 327,741,000 | 334,814,000 | 316,648,000 |
| Total loans | 185,513,000 | 187,229,000 | 196,521,000 | 198,576,000 |
| Allowance for loan losses | 4,362,000 | 4,459,000 | 4,184,000 | 4,167,000 |
| Securities available for sale | 80,191,000 | 85,922,000 | 79,771,000 | 77,712,000 |
| Securities held to maturity | 3,000,000 | 3,000,000 | 3,000,000 | 3,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,537,000 | 261,997,000 | 270,591,000 | 254,263,000 |
| Interest-bearing deposits | 216,618,000 | 204,667,000 | 207,496,000 | 196,321,000 |
| Noninterest-bearing deposits | 52,919,000 | 57,330,000 | 63,095,000 | 57,942,000 |
| Equity capital | 28,866,000 | 29,585,000 | 30,434,000 | 29,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,658,000 | 5,453,000 | 8,312,000 | 11,217,000 |
| Interest expense | 499,000 | 1,021,000 | 1,539,000 | 2,059,000 |
| Net interest income | 2,159,000 | 4,432,000 | 6,773,000 | 9,158,000 |
| Noninterest income | 431,000 | 850,000 | 1,249,000 | 1,912,000 |
| Noninterest expense | 1,603,000 | 3,146,000 | 4,677,000 | 6,705,000 |
| Provision for loan losses | 120,000 | 240,000 | 240,000 | 240,000 |
| Pretax income | 867,000 | 1,897,000 | 3,106,000 | 4,130,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 867,000 | 1,897,000 | 3,106,000 | 4,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,936,000 | 29,566,000 | 30,375,000 | 30,149,000 |
| Total capital | 31,353,000 | 32,017,000 | 32,770,000 | 32,582,000 |
| Risk-weighted assets | 191,440,000 | 194,071,000 | 189,798,000 | 192,902,000 |