Call reports 2007
RIVERHILLS BANK — 2007
What RIVERHILLS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 189,387,000 | 183,035,000 | 195,567,000 | 191,655,000 |
| Total loans | 112,422,000 | 121,122,000 | 125,311,000 | 132,920,000 |
| Allowance for loan losses | 1,917,000 | 2,019,000 | 2,066,000 | 2,097,000 |
| Securities available for sale | 45,307,000 | 41,839,000 | 41,652,000 | 40,585,000 |
| Securities held to maturity | 5,166,000 | 5,054,000 | 4,821,000 | 4,706,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,079,000 | 154,089,000 | 165,936,000 | 161,692,000 |
| Interest-bearing deposits | 135,073,000 | 127,195,000 | 136,582,000 | 134,303,000 |
| Noninterest-bearing deposits | 25,006,000 | 26,894,000 | 29,354,000 | 27,389,000 |
| Equity capital | 15,442,000 | 16,056,000 | 16,916,000 | 16,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,991,000 | 6,154,000 | 9,390,000 | 12,726,000 |
| Interest expense | 1,288,000 | 2,611,000 | 3,984,000 | 5,406,000 |
| Net interest income | 1,703,000 | 3,543,000 | 5,406,000 | 7,320,000 |
| Noninterest income | 298,000 | 616,000 | 965,000 | 1,296,000 |
| Noninterest expense | 1,055,000 | 2,050,000 | 3,135,000 | 4,452,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 856,000 | 1,929,000 | 2,966,000 | 3,804,000 |
| Income tax | 247,000 | 571,000 | 885,000 | 1,202,000 |
| Net income | 609,000 | 1,358,000 | 2,081,000 | 2,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,513,000 | 16,262,000 | 16,985,000 | 16,606,000 |
| Total capital | 17,010,000 | 17,847,000 | 18,636,000 | 18,335,000 |
| Risk-weighted assets | 119,331,000 | 126,368,000 | 131,705,000 | 137,990,000 |
Machine access — free, no API key
Every figure shown here about RIVERHILLS BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.