Call reports 2006
RIVERHILLS BANK — 2006
What RIVERHILLS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 170,305,000 | 167,620,000 | 174,107,000 | 173,663,000 |
| Total loans | 102,173,000 | 108,011,000 | 112,654,000 | 112,690,000 |
| Allowance for loan losses | 1,586,000 | 1,638,000 | 1,750,000 | 1,850,000 |
| Securities available for sale | 42,961,000 | 41,581,000 | 43,906,000 | 43,682,000 |
| Securities held to maturity | 5,754,000 | 5,622,000 | 5,380,000 | 5,262,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,576,000 | 138,282,000 | 143,797,000 | 142,977,000 |
| Interest-bearing deposits | 119,154,000 | 116,021,000 | 118,843,000 | 119,992,000 |
| Noninterest-bearing deposits | 22,422,000 | 22,261,000 | 24,954,000 | 22,985,000 |
| Equity capital | 13,914,000 | 14,456,000 | 15,253,000 | 14,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,502,000 | 5,171,000 | 8,036,000 | 10,995,000 |
| Interest expense | 942,000 | 1,965,000 | 3,097,000 | 4,323,000 |
| Net interest income | 1,560,000 | 3,206,000 | 4,939,000 | 6,672,000 |
| Noninterest income | 250,000 | 551,000 | 882,000 | 1,238,000 |
| Noninterest expense | 1,071,000 | 2,016,000 | 2,966,000 | 4,262,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 649,000 | 1,561,000 | 2,585,000 | 3,288,000 |
| Income tax | 198,000 | 490,000 | 814,000 | 787,000 |
| Net income | 451,000 | 1,071,000 | 1,771,000 | 2,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,053,000 | 14,674,000 | 15,374,000 | 14,904,000 |
| Total capital | 15,400,000 | 16,086,000 | 16,837,000 | 16,367,000 |
| Risk-weighted assets | 107,549,000 | 112,769,000 | 116,723,000 | 116,639,000 |
Machine access — free, no API key
Every figure shown here about RIVERHILLS BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.