Call reports 2005
RIVERHILLS BANK — 2005
What RIVERHILLS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 155,412,000 | 151,022,000 | 158,484,000 | 160,995,000 |
| Total loans | 100,238,000 | 103,199,000 | 104,816,000 | 103,454,000 |
| Allowance for loan losses | 1,282,000 | 1,406,000 | 1,432,000 | 1,502,000 |
| Securities available for sale | 27,924,000 | 28,879,000 | 27,361,000 | 33,348,000 |
| Securities held to maturity | 6,759,000 | 6,408,000 | 6,046,000 | 5,880,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,794,000 | 124,036,000 | 128,876,000 | 131,675,000 |
| Interest-bearing deposits | 110,325,000 | 105,365,000 | 104,955,000 | 104,407,000 |
| Noninterest-bearing deposits | 18,469,000 | 18,671,000 | 23,921,000 | 27,268,000 |
| Equity capital | 13,169,000 | 13,608,000 | 14,149,000 | 13,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,987,000 | 4,057,000 | 6,340,000 | 8,730,000 |
| Interest expense | 599,000 | 1,290,000 | 2,053,000 | 2,914,000 |
| Net interest income | 1,388,000 | 2,767,000 | 4,287,000 | 5,816,000 |
| Noninterest income | 258,000 | 522,000 | 807,000 | 1,050,000 |
| Noninterest expense | 956,000 | 1,910,000 | 2,787,000 | 3,905,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 460,000 |
| Pretax income | 576,000 | 1,145,000 | 1,953,000 | 2,518,000 |
| Income tax | 164,000 | 340,000 | 571,000 | 773,000 |
| Net income | 412,000 | 805,000 | 1,382,000 | 1,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,270,000 | 13,663,000 | 14,240,000 | 13,604,000 |
| Total capital | 14,541,000 | 14,952,000 | 15,559,000 | 14,930,000 |
| Risk-weighted assets | 101,661,000 | 102,972,000 | 105,326,000 | 105,902,000 |
Machine access — free, no API key
Every figure shown here about RIVERHILLS BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.