Call reports 2025
AUBURN SAVINGS BANK, FSB — 2025
What AUBURN SAVINGS BANK, FSB reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 101,149,000 | 102,731,000 | 101,622,000 | 102,187,000 |
| Total loans | 81,722,000 | 82,436,000 | 83,099,000 | 83,701,000 |
| Allowance for loan losses | 805,000 | 799,000 | 799,000 | 809,000 |
| Securities available for sale | 13,029,000 | 12,721,000 | 12,613,000 | 12,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,293,000 | 76,453,000 | 74,326,000 | 75,526,000 |
| Interest-bearing deposits | 61,435,000 | 65,889,000 | 63,341,000 | 64,394,000 |
| Noninterest-bearing deposits | 10,858,000 | 10,564,000 | 10,985,000 | 11,132,000 |
| Equity capital | 6,164,000 | 6,269,000 | 6,588,000 | 6,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,276,000 | 2,555,000 | 3,875,000 | 5,197,000 |
| Interest expense | 623,000 | 1,232,000 | 1,834,000 | 2,425,000 |
| Net interest income | 653,000 | 1,323,000 | 2,041,000 | 2,772,000 |
| Noninterest income | 88,000 | 178,000 | 281,000 | 385,000 |
| Noninterest expense | 670,000 | 1,340,000 | 2,002,000 | 2,690,000 |
| Provision for loan losses | 0 | -5,000 | -5,000 | 5,000 |
| Pretax income | 71,000 | 161,000 | 320,000 | 457,000 |
| Income tax | 16,000 | 35,000 | 70,000 | 101,000 |
| Net income | 55,000 | 126,000 | 250,000 | 356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,092,000 | 8,164,000 | 8,287,000 | 8,393,000 |
| Total capital | 8,906,000 | 8,977,000 | 9,100,000 | 9,216,000 |
| Risk-weighted assets | 66,481,000 | 68,094,000 | 66,830,000 | 67,543,000 |