Call reports 2024
AUBURN SAVINGS BANK, FSB — 2024
What AUBURN SAVINGS BANK, FSB reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 103,458,000 | 102,466,000 | 102,402,000 | 102,307,000 |
| Total loans | 83,770,000 | 82,144,000 | 81,030,000 | 83,156,000 |
| Allowance for loan losses | 870,000 | 868,000 | 837,000 | 805,000 |
| Securities available for sale | 14,090,000 | 13,796,000 | 14,051,000 | 13,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,972,000 | 74,553,000 | 74,874,000 | 74,614,000 |
| Interest-bearing deposits | 62,561,000 | 62,198,000 | 63,960,000 | 62,850,000 |
| Noninterest-bearing deposits | 12,411,000 | 12,355,000 | 10,914,000 | 11,764,000 |
| Equity capital | 5,859,000 | 5,947,000 | 6,447,000 | 5,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,291,000 | 2,570,000 | 3,835,000 | 5,077,000 |
| Interest expense | 616,000 | 1,250,000 | 1,882,000 | 2,534,000 |
| Net interest income | 675,000 | 1,320,000 | 1,953,000 | 2,543,000 |
| Noninterest income | 91,000 | 202,000 | 304,000 | 374,000 |
| Noninterest expense | 741,000 | 1,462,000 | 2,211,000 | 2,950,000 |
| Provision for loan losses | 0 | -2,000 | -33,000 | -65,000 |
| Pretax income | 25,000 | 70,000 | 87,000 | 43,000 |
| Income tax | 6,000 | 16,000 | 20,000 | 11,000 |
| Net income | 19,000 | 54,000 | 67,000 | 32,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,024,000 | 8,060,000 | 8,072,000 | 8,037,000 |
| Total capital | 8,828,000 | 8,906,000 | 8,904,000 | 8,851,000 |
| Risk-weighted assets | 64,252,000 | 67,654,000 | 66,544,000 | 67,950,000 |