Call reports 2023
AUBURN SAVINGS BANK, FSB — 2023
What AUBURN SAVINGS BANK, FSB reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 101,744,000 | 103,989,000 | 101,273,000 | 105,413,000 |
| Total loans | 79,160,000 | 81,091,000 | 81,191,000 | 84,936,000 |
| Allowance for loan losses | 864,000 | 870,000 | 870,000 | 870,000 |
| Securities available for sale | 15,696,000 | 15,128,000 | 14,017,000 | 14,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,637,000 | 78,624,000 | 77,424,000 | 79,221,000 |
| Interest-bearing deposits | 66,221,000 | 65,208,000 | 64,917,000 | 66,576,000 |
| Noninterest-bearing deposits | 13,416,000 | 13,416,000 | 12,507,000 | 12,645,000 |
| Equity capital | 6,128,000 | 5,937,000 | 5,334,000 | 6,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,061,000 | 2,145,000 | 3,274,000 | 4,456,000 |
| Interest expense | 337,000 | 778,000 | 1,287,000 | 1,861,000 |
| Net interest income | 724,000 | 1,367,000 | 1,987,000 | 2,595,000 |
| Noninterest income | 55,000 | 116,000 | 191,000 | 270,000 |
| Noninterest expense | 754,000 | 1,500,000 | 2,210,000 | 2,949,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 25,000 | -17,000 | -32,000 | -84,000 |
| Income tax | 6,000 | -2,000 | -5,000 | -16,000 |
| Net income | 19,000 | -15,000 | -27,000 | -68,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,092,000 | 8,059,000 | 8,046,000 | 8,005,000 |
| Total capital | 8,901,000 | 8,886,000 | 8,883,000 | 8,870,000 |
| Risk-weighted assets | 64,668,000 | 66,151,000 | 66,950,000 | 69,204,000 |