Call reports 2022
AUBURN SAVINGS BANK, FSB — 2022
What AUBURN SAVINGS BANK, FSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 92,044,000 | 98,212,000 | 98,792,000 | 101,567,000 |
| Total loans | 74,647,000 | 77,137,000 | 78,082,000 | 78,729,000 |
| Allowance for loan losses | 869,000 | 860,000 | 861,000 | 862,000 |
| Securities available for sale | 12,576,000 | 15,378,000 | 14,909,000 | 15,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,920,000 | 80,509,000 | 81,542,000 | 81,268,000 |
| Interest-bearing deposits | 64,023,000 | 66,442,000 | 67,475,000 | 64,437,000 |
| Noninterest-bearing deposits | 12,897,000 | 14,067,000 | 14,067,000 | 16,831,000 |
| Equity capital | 7,147,000 | 6,561,000 | 5,736,000 | 5,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 828,000 | 1,741,000 | 2,709,000 | 3,725,000 |
| Interest expense | 73,000 | 161,000 | 300,000 | 540,000 |
| Net interest income | 755,000 | 1,580,000 | 2,409,000 | 3,185,000 |
| Noninterest income | 53,000 | 171,000 | 239,000 | 298,000 |
| Noninterest expense | 806,000 | 1,651,000 | 2,518,000 | 3,319,000 |
| Provision for loan losses | 0 | 40,000 | 40,000 | 40,000 |
| Pretax income | 2,000 | 60,000 | 90,000 | 124,000 |
| Income tax | 1,000 | 14,000 | 18,000 | 29,000 |
| Net income | 1,000 | 46,000 | 72,000 | 95,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,979,000 | 8,024,000 | 8,050,000 | 8,074,000 |
| Total capital | 8,735,000 | 8,847,000 | 8,852,000 | 8,888,000 |
| Risk-weighted assets | 60,377,000 | 65,843,000 | 64,123,000 | 65,055,000 |