Call reports 2021
AUBURN SAVINGS BANK, FSB — 2021
What AUBURN SAVINGS BANK, FSB reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 99,397,000 | 100,433,000 | 96,068,000 | 92,911,000 |
| Total loans | 79,213,000 | 77,082,000 | 75,427,000 | 72,110,000 |
| Allowance for loan losses | 855,000 | 862,000 | 879,000 | 867,000 |
| Securities available for sale | 7,701,000 | 9,230,000 | 9,323,000 | 10,836,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,396,000 | 82,244,000 | 80,504,000 | 78,698,000 |
| Interest-bearing deposits | 66,444,000 | 67,536,000 | 65,349,000 | 64,691,000 |
| Noninterest-bearing deposits | 13,952,000 | 14,708,000 | 15,155,000 | 14,007,000 |
| Equity capital | 7,756,000 | 7,858,000 | 7,877,000 | 7,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 935,000 | 1,813,000 | 2,767,000 | 3,666,000 |
| Interest expense | 145,000 | 295,000 | 420,000 | 508,000 |
| Net interest income | 790,000 | 1,518,000 | 2,347,000 | 3,158,000 |
| Noninterest income | 128,000 | 251,000 | 353,000 | 438,000 |
| Noninterest expense | 785,000 | 1,563,000 | 2,371,000 | 3,231,000 |
| Provision for loan losses | 21,000 | 21,000 | 37,000 | 42,000 |
| Pretax income | 112,000 | 185,000 | 292,000 | 323,000 |
| Income tax | 25,000 | 42,000 | 67,000 | 74,000 |
| Net income | 87,000 | 143,000 | 225,000 | 249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,816,000 | 7,872,000 | 7,954,000 | 7,978,000 |
| Total capital | 8,567,000 | 8,600,000 | 8,701,000 | 8,708,000 |
| Risk-weighted assets | 59,961,000 | 58,132,000 | 59,632,000 | 58,273,000 |