Call reports 2020
AUBURN SAVINGS BANK, FSB — 2020
What AUBURN SAVINGS BANK, FSB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 84,620,000 | 88,760,000 | 89,079,000 | 90,944,000 |
| Total loans | 71,496,000 | 76,670,000 | 76,837,000 | 77,435,000 |
| Allowance for loan losses | 813,000 | 832,000 | 810,000 | 834,000 |
| Securities available for sale | 6,672,000 | 5,926,000 | 5,250,000 | 5,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,367,000 | 66,560,000 | 69,483,000 | 72,140,000 |
| Interest-bearing deposits | 58,624,000 | 57,771,000 | 57,250,000 | 60,172,000 |
| Noninterest-bearing deposits | 8,743,000 | 8,789,000 | 12,233,000 | 11,968,000 |
| Equity capital | 7,553,000 | 7,585,000 | 7,712,000 | 7,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 956,000 | 1,884,000 | 2,840,000 | 3,832,000 |
| Interest expense | 274,000 | 505,000 | 672,000 | 823,000 |
| Net interest income | 682,000 | 1,379,000 | 2,168,000 | 3,009,000 |
| Noninterest income | 190,000 | 428,000 | 637,000 | 834,000 |
| Noninterest expense | 733,000 | 1,581,000 | 2,384,000 | 3,226,000 |
| Provision for loan losses | 10,000 | 28,000 | 50,000 | 74,000 |
| Pretax income | 129,000 | 198,000 | 371,000 | 543,000 |
| Income tax | 29,000 | 46,000 | 86,000 | 126,000 |
| Net income | 100,000 | 152,000 | 285,000 | 417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,411,000 | 7,463,000 | 7,596,000 | 7,729,000 |
| Total capital | 8,105,000 | 8,162,000 | 8,307,000 | 8,469,000 |
| Risk-weighted assets | 55,429,000 | 55,815,000 | 56,816,000 | 59,128,000 |