Call reports 2019
AUBURN SAVINGS BANK, FSB — 2019
What AUBURN SAVINGS BANK, FSB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 79,548,000 | 80,601,000 | 80,663,000 | 84,197,000 |
| Total loans | 69,693,000 | 70,018,000 | 70,135,000 | 73,225,000 |
| Allowance for loan losses | 800,000 | 813,000 | 816,000 | 802,000 |
| Securities available for sale | 4,697,000 | 5,130,000 | 4,995,000 | 5,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,078,000 | 62,961,000 | 63,712,000 | 66,161,000 |
| Interest-bearing deposits | 54,653,000 | 54,184,000 | 54,587,000 | 57,372,000 |
| Noninterest-bearing deposits | 3,425,000 | 8,777,000 | 9,125,000 | 8,789,000 |
| Equity capital | 7,036,000 | 7,179,000 | 7,291,000 | 7,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,854,000 | 2,807,000 | 3,772,000 |
| Interest expense | 245,000 | 501,000 | 767,000 | 1,041,000 |
| Net interest income | 662,000 | 1,353,000 | 2,040,000 | 2,731,000 |
| Noninterest income | 60,000 | 134,000 | 253,000 | 339,000 |
| Noninterest expense | 651,000 | 1,326,000 | 2,017,000 | 2,727,000 |
| Provision for loan losses | 15,000 | 15,000 | 18,000 | 18,000 |
| Pretax income | 56,000 | 146,000 | 258,000 | 325,000 |
| Income tax | 16,000 | 41,000 | 67,000 | 82,000 |
| Net income | 40,000 | 105,000 | 191,000 | 243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,109,000 | 7,173,000 | 7,259,000 | 7,311,000 |
| Total capital | 7,783,000 | 7,848,000 | 7,935,000 | 7,963,000 |
| Risk-weighted assets | 53,626,000 | 53,883,000 | 53,933,000 | 52,058,000 |