Call reports 2018
AUBURN SAVINGS BANK, FSB — 2018
What AUBURN SAVINGS BANK, FSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 74,147,000 | 78,661,000 | 77,174,000 | 77,995,000 |
| Total loans | 63,988,000 | 66,056,000 | 67,491,000 | 68,438,000 |
| Allowance for loan losses | 784,000 | 795,000 | 811,000 | 778,000 |
| Securities available for sale | 5,215,000 | 5,028,000 | 4,826,000 | 4,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,112,000 | 54,314,000 | 55,461,000 | 54,057,000 |
| Interest-bearing deposits | 49,381,000 | 49,620,000 | 51,545,000 | 50,567,000 |
| Noninterest-bearing deposits | 3,731,000 | 4,694,000 | 3,916,000 | 3,490,000 |
| Equity capital | 6,700,000 | 6,767,000 | 6,809,000 | 6,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 815,000 | 1,657,000 | 2,559,000 | 3,467,000 |
| Interest expense | 142,000 | 312,000 | 511,000 | 732,000 |
| Net interest income | 673,000 | 1,345,000 | 2,048,000 | 2,735,000 |
| Noninterest income | 59,000 | 108,000 | 178,000 | 235,000 |
| Noninterest expense | 603,000 | 1,209,000 | 1,862,000 | 2,503,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 30,000 |
| Pretax income | 129,000 | 244,000 | 349,000 | 437,000 |
| Income tax | 26,000 | 52,000 | 79,000 | 104,000 |
| Net income | 103,000 | 192,000 | 270,000 | 333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,839,000 | 6,928,000 | 7,005,000 | 7,068,000 |
| Total capital | 7,431,000 | 7,579,000 | 7,645,000 | 7,710,000 |
| Risk-weighted assets | 47,125,000 | 51,907,000 | 50,936,000 | 51,193,000 |