Call reports 2017
AUBURN SAVINGS BANK, FSB — 2017
What AUBURN SAVINGS BANK, FSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 70,925,000 | 70,793,000 | 70,926,000 | 73,250,000 |
| Total loans | 62,176,000 | 60,984,000 | 62,409,000 | 63,080,000 |
| Allowance for loan losses | 788,000 | 790,000 | 805,000 | 801,000 |
| Securities available for sale | 3,779,000 | 4,160,000 | 4,535,000 | 5,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,683,000 | 53,259,000 | 51,767,000 | 52,847,000 |
| Interest-bearing deposits | 47,689,000 | 48,551,000 | 47,168,000 | 49,297,000 |
| Noninterest-bearing deposits | 2,994,000 | 4,708,000 | 4,599,000 | 3,550,000 |
| Equity capital | 6,429,000 | 6,549,000 | 6,626,000 | 6,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 765,000 | 1,552,000 | 2,325,000 | 3,118,000 |
| Interest expense | 97,000 | 203,000 | 313,000 | 437,000 |
| Net interest income | 668,000 | 1,349,000 | 2,012,000 | 2,681,000 |
| Noninterest income | 41,000 | 83,000 | 126,000 | 187,000 |
| Noninterest expense | 559,000 | 1,120,000 | 1,712,000 | 2,323,000 |
| Provision for loan losses | 20,000 | 20,000 | 35,000 | 45,000 |
| Pretax income | 130,000 | 292,000 | 391,000 | 500,000 |
| Income tax | 46,000 | 102,000 | 137,000 | 185,000 |
| Net income | 84,000 | 190,000 | 254,000 | 315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,504,000 | 6,610,000 | 6,674,000 | 6,735,000 |
| Total capital | 7,057,000 | 7,149,000 | 7,227,000 | 7,301,000 |
| Risk-weighted assets | 43,832,000 | 42,752,000 | 43,790,000 | 44,891,000 |