Call reports 2013
AUBURN SAVINGS BANK, FSB — 2013
What AUBURN SAVINGS BANK, FSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 72,025,000 | 72,611,000 | 71,468,000 | 72,038,000 |
| Total loans | 61,896,000 | 61,827,000 | 62,850,000 | 62,308,000 |
| Allowance for loan losses | 753,000 | 757,000 | 643,000 | 637,000 |
| Securities available for sale | 3,578,000 | 3,838,000 | 3,726,000 | 3,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,438,000 | 52,766,000 | 51,161,000 | 51,819,000 |
| Interest-bearing deposits | 51,665,000 | 51,271,000 | 47,903,000 | 49,232,000 |
| Noninterest-bearing deposits | 773,000 | 1,495,000 | 3,258,000 | 2,587,000 |
| Equity capital | 6,213,000 | 6,062,000 | 6,031,000 | 5,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 777,000 | 1,587,000 | 2,383,000 | 3,198,000 |
| Interest expense | 208,000 | 398,000 | 574,000 | 754,000 |
| Net interest income | 569,000 | 1,189,000 | 1,809,000 | 2,444,000 |
| Noninterest income | 88,000 | 126,000 | 92,000 | 53,000 |
| Noninterest expense | 660,000 | 1,301,000 | 1,845,000 | 2,453,000 |
| Provision for loan losses | 46,000 | 66,000 | 96,000 | 126,000 |
| Pretax income | -49,000 | -52,000 | -40,000 | -82,000 |
| Income tax | -17,000 | -11,000 | -6,000 | -18,000 |
| Net income | -32,000 | -41,000 | -34,000 | -64,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,233,000 | 6,223,000 | 6,231,000 | 6,201,000 |
| Total capital | 6,963,000 | 6,929,000 | 6,930,000 | 6,899,000 |
| Risk-weighted assets | 52,237,000 | 49,877,000 | 49,317,000 | 48,878,000 |