Call reports 2012
AUBURN SAVINGS BANK, FSB — 2012
What AUBURN SAVINGS BANK, FSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 73,555,000 | 74,631,000 | 75,034,000 | 74,869,000 |
| Total loans | 63,033,000 | 62,150,000 | 62,001,000 | 61,029,000 |
| Allowance for loan losses | 718,000 | 836,000 | 703,000 | 706,000 |
| Securities available for sale | 2,808,000 | 2,766,000 | 1,952,000 | 1,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,901,000 | 54,464,000 | 54,714,000 | 54,786,000 |
| Interest-bearing deposits | 52,177,000 | 53,638,000 | 53,830,000 | 53,175,000 |
| Noninterest-bearing deposits | 724,000 | 826,000 | 884,000 | 1,611,000 |
| Equity capital | 6,029,000 | 6,107,000 | 6,212,000 | 6,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 941,000 | 1,816,000 | 2,702,000 | 3,570,000 |
| Interest expense | 262,000 | 497,000 | 733,000 | 960,000 |
| Net interest income | 679,000 | 1,319,000 | 1,969,000 | 2,610,000 |
| Noninterest income | 69,000 | 290,000 | 545,000 | 793,000 |
| Noninterest expense | 623,000 | 1,319,000 | 1,991,000 | 2,667,000 |
| Provision for loan losses | 29,000 | 95,000 | 182,000 | 334,000 |
| Pretax income | 167,000 | 266,000 | 447,000 | 517,000 |
| Income tax | 59,000 | 82,000 | 152,000 | 173,000 |
| Net income | 108,000 | 184,000 | 295,000 | 344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,029,000 | 6,105,000 | 6,205,000 | 6,265,000 |
| Total capital | 6,634,000 | 6,799,000 | 6,920,000 | 6,977,000 |
| Risk-weighted assets | 48,276,000 | 52,430,000 | 53,210,000 | 51,404,000 |