Call reports 2026
CHAMPLAIN NATIONAL BANK — 2026
What CHAMPLAIN NATIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 500,247,000 | 497,060,000 |
| Total loans | 330,326,000 | 326,241,000 |
| Allowance for loan losses | 3,473,000 | 3,416,000 |
| Securities available for sale | 110,822,000 | 111,105,000 |
| Securities held to maturity | 4,857,000 | 3,794,000 |
| Trading assets | 0 | 0 |
| Total deposits | 448,328,000 | 443,870,000 |
| Interest-bearing deposits | 320,189,000 | 313,495,000 |
| Noninterest-bearing deposits | 128,139,000 | 130,375,000 |
| Equity capital | 36,797,000 | 38,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,626,000 | 11,337,000 |
| Interest expense | 1,446,000 | 2,912,000 |
| Net interest income | 4,180,000 | 8,425,000 |
| Noninterest income | 589,000 | 1,145,000 |
| Noninterest expense | 3,428,000 | 6,856,000 |
| Provision for loan losses | 99,000 | 32,000 |
| Pretax income | 1,215,000 | 2,698,000 |
| Income tax | 213,000 | 483,000 |
| Net income | 1,002,000 | 2,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 54,780,000 | 55,860,000 |