Call reports 2010
CHAMPLAIN NATIONAL BANK — 2010
What CHAMPLAIN NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 204,768,000 | 214,564,000 | 214,403,000 | 212,411,000 |
| Total loans | 104,141,000 | 104,851,000 | 103,085,000 | 104,977,000 |
| Allowance for loan losses | 1,922,000 | 1,926,000 | 1,772,000 | 1,836,000 |
| Securities available for sale | 81,168,000 | 89,618,000 | 90,761,000 | 89,029,000 |
| Securities held to maturity | 587,000 | 1,048,000 | 953,000 | 971,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,632,000 | 176,948,000 | 179,915,000 | 178,818,000 |
| Interest-bearing deposits | 134,994,000 | 139,153,000 | 141,045,000 | 141,406,000 |
| Noninterest-bearing deposits | 32,638,000 | 37,795,000 | 38,870,000 | 37,412,000 |
| Equity capital | 15,540,000 | 16,433,000 | 17,119,000 | 16,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,423,000 | 4,869,000 | 7,341,000 | 9,792,000 |
| Interest expense | 407,000 | 799,000 | 1,135,000 | 1,424,000 |
| Net interest income | 2,016,000 | 4,070,000 | 6,206,000 | 8,368,000 |
| Noninterest income | 472,000 | 970,000 | 1,444,000 | 1,911,000 |
| Noninterest expense | 2,011,000 | 4,001,000 | 6,021,000 | 8,069,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 320,000 |
| Pretax income | 442,000 | 894,000 | 1,376,000 | 1,817,000 |
| Income tax | 94,000 | 193,000 | 303,000 | 393,000 |
| Net income | 348,000 | 701,000 | 1,073,000 | 1,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,480,000 | 16,759,000 | 17,051,000 | 17,323,000 |
| Total capital | 18,103,000 | 18,382,000 | 18,655,000 | 18,948,000 |
| Risk-weighted assets | 129,579,000 | 129,538,000 | 128,116,000 | 129,789,000 |
Machine access — free, no API key
Every figure shown here about CHAMPLAIN NATIONAL BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.